During Chinese New Year, the company Wechat (Chinese instant messenger service) managed in two days to attract two hundred million customers to associate Wechat mobile App with their bank account. This has caused a serious impact on the leading third-party payment legend in China, called Alipay! A few third-party-payment actors have been for years dominating the Chinese e-commerce online payments; and Alipay´s introduction of their new App YuEBao, which allows users to do online fund-trading, was a success story with 250 billion RMS in turnover over 7 months. This has caused a silent revolution on the online Chinese banking landscape and is set to have a global impact. The founder and CEO of Lydsec Shanghai, Mr. Haiguang Xu, who has been a top executive at 99bill.com, which is a leading third-party-payment company, anticipated a few years ago the new trend of financial services due to the surge of smart mobile....