RBS and NatWest in the UK have begun rolling out a new feature in theirFREE smartphone banking app called ‘RBS / NatWest Mobile Banking’ (using a system called ‘GetCash’) that allows users to get up to £100 (minimum £10) at any one time up to their daily withdrawal limit, using a six-digit PIN code sent to the customer’s mobile. The unique code, which is valid for three hours at a time, is then punched into the ATM using the current keypad, with users also able to use the service to send money to third-parties. See Pingit. The banking app is password protected, so make sure you use a strong password*. This type of service is also very handy if you have lost or forgotten cards (not stolen cards as the bank will stop your accounts immediately you inform them). In the event the app is compromised, the most a thief could steal is £100, but this depends on your daily withdrawal limit. Read more...
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